Calling All Bank Directors
CRA, Fair Lending, and Fair Banking | Calling All Bank Directors Ep. 31

CRA, Fair Lending, and Fair Banking | Calling All Bank Directors Ep. 31

February 23, 2021

This week, host and AABD President David Baris is joined by Ken Thomas, one of the leading experts on CRA in the country. If he doesn’t know the answer, no one does.  He also is the president of Community Development Fund Advisors and serves as a director of a community bank in New York and as Chair of the Nominating and Corporate Governance Committee. He was a lecturer at Wharton for 42 years.

Ken will discuss CRA, fair lending, and fair banking in light of the anticipated challenges from the new Biden administration. He will provide advice on how bank boards can play an important role in overseeing this risk and helping their bank meet not just responsibilities under law but also to the community.

As Ken says in the podcast episode, if it hasn’t happened yet, it will.  This should be a front burner issue for bank directors.

*****

Thanks to our guest, Ken Thomas: https://www.linkedin.com/in/ken-thomas-2371a8125/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

The Human Element in Bank Examinations, Part 2 | Calling All Bank Directors Ep. 30

The Human Element in Bank Examinations, Part 2 | Calling All Bank Directors Ep. 30

February 8, 2021

This week, host and AABD President David Baris is joined again by Tom Fitzgerald to conclude their discussion on how to prepare for your next bank examination. Tom will discuss the human interaction between a bank and an examiner that can be crucial to the results - there is more to an examination than just the facts.

Tom was a National Bank Examiner and Senior Executive at the Comptroller of the Currency, then a Senior Consultant at Promontory.  He examined numerous national banks during and after the S&L crisis and supported rehabilitation efforts for many of them, and at Promontory, he assisted banks to address regulatory concerns with their financial condition.

*****

Thanks to our guest, Tom Fitzgerald: https://www.linkedin.com/in/thomas-fitzgerald-01297b36/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

What is a Bank Board’s Role in BSA/AML and OFAC Compliance? Part 2 | Calling All Bank Directors Ep. 29

What is a Bank Board’s Role in BSA/AML and OFAC Compliance? Part 2 | Calling All Bank Directors Ep. 29

January 12, 2021

This week, host and AABD President David Baris is joined again by Ross Marrazzo, Managing Partner and Head of Compliance and Ethics of Treliant LLC, a leading bank consulting firm.

In Part 2 to our BSA/AML discussion, Ross will address metrics prepared by the BSA Officer for your board to review, the importance of accurate data across the organization, the role of the board in evaluating staffing and qualifications of management, the advantages of having at least one board member with relevant background, and measures that the board can take to mitigate the risk of enforcement actions.

Ross has over 34 years of domestic and international experience in the design, oversight, and assessment of AML/BSA, global economic sanctions, fraud, and anti-bribery/corruption programs.

*****

Thanks to our guest, Ross Marrazzo: https://www.treliant.com/our-team/ross-marrazzo/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

What is a Bank Board’s Role in BSA/AML and OFAC Compliance? Part 1 | Calling All Bank Directors Ep. 28

What is a Bank Board’s Role in BSA/AML and OFAC Compliance? Part 1 | Calling All Bank Directors Ep. 28

January 5, 2021

This week, host and AABD President David Baris is joined by Ross Marrazzo, Managing Partner and Head of Compliance and Ethics of Treliant LLC, a leading bank consulting firm.

In Part 1 to our BSA/AML discussion with Ross, he will address bank board responsibilities and regulatory expectations, program sustainability and resilience, how bank boards succeed or fail, and the metrics that boards should look for from their BSA Officer.

Ross has over 34 years of domestic and international experience in the design, oversight, and assessment of AML/BSA, global economic sanctions, fraud, and anti-bribery/corruption programs.

*****

Thanks to our guest, Ross Marrazzo: https://www.treliant.com/our-team/ross-marrazzo/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

How to Prepare for Your Next Bank Examination, Part 1 | Calling All Bank Directors Ep. 27

How to Prepare for Your Next Bank Examination, Part 1 | Calling All Bank Directors Ep. 27

December 14, 2020

This week we're joined by Tom Fitzgerald, who was a National Bank Examiner and Senior Executive at the Comptroller of the Currency, then a Senior Consultant at Promontory. Tom examined numerous national banks during and after the S&L crisis and supported successful rehabilitation efforts for many of them and, at Promontory, he assisted banks to navigate regulatory concerns with their financial condition.

Tom will discuss how your bank should prepare for your next examination in light of the financial risks. Bank examinations are the heart of bank supervision and bad results often lead to enforcement actions.

*****

Thanks to our guest, Tom Fitzgerald: https://www.linkedin.com/in/thomas-fitzgerald-01297b36/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

How and Why Your Bank Should Offer a Bank Apprenticeship Program, Part 2 | Calling All Bank Directors Ep. 26

How and Why Your Bank Should Offer a Bank Apprenticeship Program, Part 2 | Calling All Bank Directors Ep. 26

November 30, 2020

This week, we're again joined by Maxine Hart, Head of Human Resources at Reading Cooperative Bank, Reading, Massachusetts. Maxine was a key player in Reading's development and implementation of a bank apprenticeship program in collaboration with the Massachusetts Departments of Labor and Banking.

Maxine will discuss with host and AABD President David Baris why your bank board and management should consider an apprenticeship program to tap into talent from previously untapped sources, and how to implement such a program.

*****

Thanks to our guest, Maxine Hart: https://www.linkedin.com/in/maxine-hart-sphr-28225112/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

How and Why Your Bank Should Offer a Bank Apprenticeship Program, Part 1 | Calling All Bank Directors Ep. 25

How and Why Your Bank Should Offer a Bank Apprenticeship Program, Part 1 | Calling All Bank Directors Ep. 25

November 16, 2020

This week, we're joined by Maxine Hart, Head of Human Resources at Reading Co-operative Bank in Reading, Massachusetts. Maxine was a key player in Reading's development and implementation of a successful bank apprenticeship program in collaboration with the Massachusetts Departments of Labor and Banking.

Maxine will discuss how and why your bank board and management should consider an apprenticeship program to tap into talent from previously untapped sources.

*****

Thanks to our guest, Maxine Hart: https://www.linkedin.com/in/maxine-hart-sphr-28225112/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

What You Need to Know Before and After Your Bank Renews Its D&O Insurance, Part 2 | Calling All Bank Directors Ep. 24

What You Need to Know Before and After Your Bank Renews Its D&O Insurance, Part 2 | Calling All Bank Directors Ep. 24

November 2, 2020

This week, we're joined again by Lynda Bennett, Chair of the Insurance Recovery Group and member of the Executive Board at Lowenstein Sandler. With 25 years of experience, Lynda represents banks and other corporate policyholders on reviewing and negotiating the terms of D&O policies and other insurance policies, and litigating, negotiating, and resolving complicated disputes with insurers.

In this episode, Lynda provides extraordinary insight into how banks and their directors can successfully access their coverage; the importance of understanding the scope of the bank's indemnification of directors and officers before the policy terms are finalized, how the definition of "claim" in the policy may affect coverage for regulatory investigations and other matters, how to properly and timely file and manage a claim, and how to negotiate the language in the policy without necessarily increasing the cost of the coverage.

*****

Thanks to our guest, Lynda Bennett: https://www.linkedin.com/in/lynda-bennett-502a0a8/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

What You Need to Know Before Your Bank Renews Its D&O Insurance, Part 1 | Calling All Bank Directors Ep. 23

What You Need to Know Before Your Bank Renews Its D&O Insurance, Part 1 | Calling All Bank Directors Ep. 23

October 26, 2020

This week, we're joined by Lynda Bennett, Chair of the Insurance Recovery Group and member of the Executive Board at Lowenstein Sandler.  With 25 years of experience, Lynda represents banks and other corporate policyholders on reviewing and negotiating the terms of D&O policies and other insurance policies, and litigating, negotiating and resolving complicated disputes with insurers.

Lynda will address the current market, the most important provisions in a D&O policy, the most common mistakes that banks make regarding D&O insurance, and how your bank may achieve the best possible insurance coverage.

*****

Thanks to our guest, Lynda Bennett: https://www.linkedin.com/in/lynda-bennett-502a0a8/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

Redlining in the Current Environment, Part 2 | Calling All Bank Directors Ep. 22

Redlining in the Current Environment, Part 2 | Calling All Bank Directors Ep. 22

October 19, 2020

Host and AABD President David Baris is joined again by Dr. Dave Skanderson, an expert on analyzing statistical evidence of fair lending results, to discuss redlining and what it might mean to your bank and board. This is part 2 to our discussion.

What is redlining?  How does your board find out if your bank is engaging in redlining or appearing to do so?  What preemptive steps can your bank take to assure that it is now and will be in compliance with legal and regulatory requirements?  What corrective action can your board take to fix the problem and minimize risk of liability?

In part 2, Dr. Skanderson will complete his answers to these questions and also address recent enforcement actions of the banking agencies and CFPB against institutions alleged to have engaged in redlining in order to guide bank directors into taking steps now to minimize risks of enforcement actions.

*****

Thanks to our guest, Dr. Dave Skanderson: https://www.linkedin.com/in/davidskanderson/

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

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