Calling All Bank Directors

ALCO and Investments, Part 1 | Calling All Bank Directors Ep. 32

This week, Host and AABD President David Baris is joined by Will Taylor to discuss current and prospective issues affecting your bank’s asset-liability management and investments.

 

Will Taylor has been the Director of the Portfolio Management Group at Vining Sparks. He has extensive knowledge and experience of balance sheet management techniques and investments. He has served on the faculty of Southwest School of Banking, Mid-South School of Banking, and the Western Independent Bankers Bond University.

 

Will discusses the current and future prospects for interest rates and how a bank may plan for interest rate changes. He will also provide advice on how bank boards and ALCO committees can play an important role in overseeing this risk.

 

*****

Thanks to our guest, Will Taylor.

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

CRA, Fair Lending, and Fair Banking | Calling All Bank Directors Ep. 31

This week, host and AABD President David Baris is joined by Ken Thomas, one of the leading experts on CRA in the country. If he doesn’t know the answer, no one does.  He also is the president of Community Development Fund Advisors and serves as a director of a community bank in New York and as Chair of the Nominating and Corporate Governance Committee. He was a lecturer at Wharton for 42 years.

Ken will discuss CRA, fair lending, and fair banking in light of the anticipated challenges from the new Biden administration. He will provide advice on how bank boards can play an important role in overseeing this risk and helping their bank meet not just responsibilities under law but also to the community.

As Ken says in the podcast episode, if it hasn’t happened yet, it will.  This should be a front burner issue for bank directors.

*****

Thanks to our guest, Ken Thomas: https://www.linkedin.com/in/ken-thomas-2371a8125/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

The Human Element in Bank Examinations, Part 2 | Calling All Bank Directors Ep. 30

This week, host and AABD President David Baris is joined again by Tom Fitzgerald to conclude their discussion on how to prepare for your next bank examination. Tom will discuss the human interaction between a bank and an examiner that can be crucial to the results - there is more to an examination than just the facts.

Tom was a National Bank Examiner and Senior Executive at the Comptroller of the Currency, then a Senior Consultant at Promontory.  He examined numerous national banks during and after the S&L crisis and supported rehabilitation efforts for many of them, and at Promontory, he assisted banks to address regulatory concerns with their financial condition.

*****

Thanks to our guest, Tom Fitzgerald: https://www.linkedin.com/in/thomas-fitzgerald-01297b36/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

What is a Bank Board’s Role in BSA/AML and OFAC Compliance? Part 2 | Calling All Bank Directors Ep. 29

This week, host and AABD President David Baris is joined again by Ross Marrazzo, Managing Partner and Head of Compliance and Ethics of Treliant LLC, a leading bank consulting firm.

In Part 2 to our BSA/AML discussion, Ross will address metrics prepared by the BSA Officer for your board to review, the importance of accurate data across the organization, the role of the board in evaluating staffing and qualifications of management, the advantages of having at least one board member with relevant background, and measures that the board can take to mitigate the risk of enforcement actions.

Ross has over 34 years of domestic and international experience in the design, oversight, and assessment of AML/BSA, global economic sanctions, fraud, and anti-bribery/corruption programs.

*****

Thanks to our guest, Ross Marrazzo: https://www.treliant.com/our-team/ross-marrazzo/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

What is a Bank Board's Role in BSA/AML and OFAC Compliance? Part 1 | Calling All Bank Directors Ep. 28

This week, host and AABD President David Baris is joined by Ross Marrazzo, Managing Partner and Head of Compliance and Ethics of Treliant LLC, a leading bank consulting firm.

In Part 1 to our BSA/AML discussion with Ross, he will address bank board responsibilities and regulatory expectations, program sustainability and resilience, how bank boards succeed or fail, and the metrics that boards should look for from their BSA Officer.

Ross has over 34 years of domestic and international experience in the design, oversight, and assessment of AML/BSA, global economic sanctions, fraud, and anti-bribery/corruption programs.

*****

Thanks to our guest, Ross Marrazzo: https://www.treliant.com/our-team/ross-marrazzo/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

How to Prepare for Your Next Bank Examination, Part 1 | Calling All Bank Directors Ep. 27

This week we're joined by Tom Fitzgerald, who was a National Bank Examiner and Senior Executive at the Comptroller of the Currency, then a Senior Consultant at Promontory. Tom examined numerous national banks during and after the S&L crisis and supported successful rehabilitation efforts for many of them and, at Promontory, he assisted banks to navigate regulatory concerns with their financial condition.

Tom will discuss how your bank should prepare for your next examination in light of the financial risks. Bank examinations are the heart of bank supervision and bad results often lead to enforcement actions.

*****

Thanks to our guest, Tom Fitzgerald: https://www.linkedin.com/in/thomas-fitzgerald-01297b36/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

How and Why Your Bank Should Offer a Bank Apprenticeship Program, Part 2 | Calling All Bank Directors Ep. 26

This week, we're again joined by Maxine Hart, Head of Human Resources at Reading Cooperative Bank, Reading, Massachusetts. Maxine was a key player in Reading's development and implementation of a bank apprenticeship program in collaboration with the Massachusetts Departments of Labor and Banking.

Maxine will discuss with host and AABD President David Baris why your bank board and management should consider an apprenticeship program to tap into talent from previously untapped sources, and how to implement such a program.

*****

Thanks to our guest, Maxine Hart: https://www.linkedin.com/in/maxine-hart-sphr-28225112/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

How and Why Your Bank Should Offer a Bank Apprenticeship Program, Part 1 | Calling All Bank Directors Ep. 25

This week, we're joined by Maxine Hart, Head of Human Resources at Reading Co-operative Bank in Reading, Massachusetts. Maxine was a key player in Reading's development and implementation of a successful bank apprenticeship program in collaboration with the Massachusetts Departments of Labor and Banking.

Maxine will discuss how and why your bank board and management should consider an apprenticeship program to tap into talent from previously untapped sources.

*****

Thanks to our guest, Maxine Hart: https://www.linkedin.com/in/maxine-hart-sphr-28225112/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

What You Need to Know Before and After Your Bank Renews Its D&O Insurance, Part 2 | Calling All Bank Directors Ep. 24

This week, we're joined again by Lynda Bennett, Chair of the Insurance Recovery Group and member of the Executive Board at Lowenstein Sandler. With 25 years of experience, Lynda represents banks and other corporate policyholders on reviewing and negotiating the terms of D&O policies and other insurance policies, and litigating, negotiating, and resolving complicated disputes with insurers.

In this episode, Lynda provides extraordinary insight into how banks and their directors can successfully access their coverage; the importance of understanding the scope of the bank's indemnification of directors and officers before the policy terms are finalized, how the definition of "claim" in the policy may affect coverage for regulatory investigations and other matters, how to properly and timely file and manage a claim, and how to negotiate the language in the policy without necessarily increasing the cost of the coverage.

*****

Thanks to our guest, Lynda Bennett: https://www.linkedin.com/in/lynda-bennett-502a0a8/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

What You Need to Know Before Your Bank Renews Its D&O Insurance, Part 1 | Calling All Bank Directors Ep. 23

This week, we're joined by Lynda Bennett, Chair of the Insurance Recovery Group and member of the Executive Board at Lowenstein Sandler.  With 25 years of experience, Lynda represents banks and other corporate policyholders on reviewing and negotiating the terms of D&O policies and other insurance policies, and litigating, negotiating and resolving complicated disputes with insurers.

Lynda will address the current market, the most important provisions in a D&O policy, the most common mistakes that banks make regarding D&O insurance, and how your bank may achieve the best possible insurance coverage.

*****

Thanks to our guest, Lynda Bennett: https://www.linkedin.com/in/lynda-bennett-502a0a8/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.