Calling All Bank Directors

Redlining in the Current Environment, Part 2 | Calling All Bank Directors Ep. 22

Host and AABD President David Baris is joined again by Dr. Dave Skanderson, an expert on analyzing statistical evidence of fair lending results, to discuss redlining and what it might mean to your bank and board. This is part 2 to our discussion.

What is redlining?  How does your board find out if your bank is engaging in redlining or appearing to do so?  What preemptive steps can your bank take to assure that it is now and will be in compliance with legal and regulatory requirements?  What corrective action can your board take to fix the problem and minimize risk of liability?

In part 2, Dr. Skanderson will complete his answers to these questions and also address recent enforcement actions of the banking agencies and CFPB against institutions alleged to have engaged in redlining in order to guide bank directors into taking steps now to minimize risks of enforcement actions.

*****

Thanks to our guest, Dr. Dave Skanderson: https://www.linkedin.com/in/davidskanderson/

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

Redlining in the Current Environment, Part 1 | Calling All Bank Directors Ep. 21

This week, host and AABD President David Baris is joined again by Dr. Dave Skanderson, an expert on analyzing statistical evidence of fair lending results, to discuss redlining and what it might mean to your bank and board. Redlining has a long history but even to this day, it still raises its ugly head. This is part 1 of our discussion.

What is redlining? How does your board find out if your bank is engaging in redlining or appearing to do so? What preemptive steps can your bank take to assure that it is now and will be in compliance with legal and regulatory requirements? What corrective action can your board take to fix the problem and minimize risk of liability?

Dr. Skanderson will answer these questions and also address recent enforcement actions of the banking agencies and CFPB against institutions alleged to have engaged in redlining in order to guide bank directors into taking steps now to minimize risks of enforcement actions.

*****

Thanks to our guest, Dr. Dave Skanderson: https://www.linkedin.com/in/davidskanderson/

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

Loan Administration and Credit Review in Times of Crisis, Part 2 | Calling All Bank Directors Ep.20

This week, host and AABD President David Baris is joined again by Calvin Henderson, who has been involved for many years in loan administration and credit review as a senior officer at Bank of America and Wells Fargo.

Episode 19 addressed lessons learned from the Great Recession on loan administration and credit review mistakes, and how to avoid them now through strong policies, procedures, and qualified personnel.

This time, Calvin will discuss red flags that bank boards and bank management can use to spot a weakness early on, when there is time to fix it. He will also describe the board reports and information that the board will need to identify red flags.

******

Thanks to our guest, Calvin Henderson: https://www.linkedin.com/in/henderson-calvin-62245816/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

Loan Administration and Credit Review in Times of Crisis, Part 1 | Calling All Bank Directors Ep. 19

This week, host and AABD President David Baris is joined by Calvin Henderson, who has been involved for many years in loan administration and credit review as a senior officer at Bank of America and Wells Fargo. Calvin will take us through lessons to be learned from the Great Recession – what were the mistakes made by failed banks in loan administration and credit review. He will also provide you specific suggestions on how to strengthen your board's and bank's efforts such as establishing and maintaining an independent credit review function.  

******

Thanks to our guest, Calvin Henderson: https://www.linkedin.com/in/henderson-calvin-62245816/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

Due Diligence in Bank Mergers | Calling All Bank Directors Ep. 18

This week, host and AABD President David Baris is joined by AABD Advisor Dave Martin, who has been involved for many years in bank mergers as an investment banker, to discuss how to go about conducting and supervising a thorough due diligence review.

Bank directors often do not fully understand the due diligence process or its importance in acquiring a bank or being acquired. This podcast episode provides bank directors and management insight into the process from a highly experienced practitioner.

******

Thanks to our guest, Dave Martin.

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

The D&O Insurance Market for Banks and Bank Directors | Calling All Bank Directors Ep. 17

This week, host and AABD President David Baris is joined by Joe Scully, who, as president of FGIB, Inc., has been involved for many years  in representing banks and bank directors and officers in obtaining D&O insurance through good times and bad.

******

Thanks to our guest, Joe Scully: https://www.linkedin.com/in/joseph-scully-49358415/ 

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

Should your bank raise capital now and if so, how and in what form? | Calling All Bank Directors Ep. 16

This week, host and AABD President David Baris is again joined by Bill Boyan, a Managing Director at Piper Sandler, who has been involved as an investment banker in numerous capital raises and bank mergers.  He will share his perspective on whether your bank should raise capital now and, if so, how and in what form.

******

Thanks to our guest, Bill Boyan: http://www.pipersandler.com/2col.aspx?id=5777

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

Mergers of Equals: What are they and should they be of interest to your bank? | Calling All Bank Directors Ep. 15

This week, Host and AABD President David Baris is joined again by AABD Advisor Dave Martin, who has been involved as an investment banker in numerous bank mergers, including mergers of equals. He will share his perspective on mergers of equals and whether they might make sense for your board to consider.

*****

Thanks to our guest, Dave Martin.

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

Disparate Impact and Its Significance to Your Bank and Board | Calling All Bank Directors Ep. 14

This week, host and AABD President David Baris is joined by Dr. Dave Skanderson, an expert on analyzing statistical evidence of fair lending results, to discuss disparate impact and what it might mean to your bank and board.

*****

Thanks to our guest, Dr. Dave Skanderson: https://www.linkedin.com/in/davidskanderson/

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.

Bank Apprenticeships | Calling All Bank Directors Ep. 13

This week, host and AABD President David Baris is joined by Bob Lerman, a leading academic expert on U.S. apprenticeships, to discuss how your bank can establish a bank apprenticeship program.

Bank apprenticeships are popular in the U.K. but not yet in the U.S. Bob will explain the benefits to your bank and how you can go about obtaining outside support to start an apprenticeship program.

Whether the subject is IT, lending, customer support, or auditing, bank apprenticeships can work. Find out how!

*****

Thanks to our guest, Bob Lerman: https://www.urban.org/author/robert-i-lerman

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.

Questions? Contact dbaris@aabd.org.